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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Awesome and easy

Really give you a peace of mind for your expenses. Reviewed on: 2nd June 2023

Easy and simple

PayPal credit is super quick to us at the check out and simple too. That co.bined with the good rates makes it my go to choice! Reviewed on: 2nd June 2023

Great

Always used PayPal. Never had any issues and easy to deal with if a problem does arrise Reviewed on: 2nd June 2023

PayPal credit

I love PayPal credit because you 4 months no interest to pay back, also you can use it nearly anywhere when you shop online! Reviewed on: 2nd June 2023

best credit card

5 years used never problem cheapest intrest Reviewed on: 2nd June 2023

One of the best credits

I have been using the credit card and I’m so happy with it as it’s so handy . Reviewed on: 2nd June 2023

Top card

We regularly use PayPal for big purchases and the 4 months interest free is a great way Reviewed on: 2nd June 2023

Best

Tells you within seconds if you are approved or not Reviewed on: 2nd June 2023

Flexible 0% Interest

I have been using PayPal for many years and the peace of mind with all of the safety when using PayPal is invaluable. Over the past two years I have been using PayPal Credit with the option to have 4 month’s interest free options. What a god send this has been, I have also used the 12 month plan and with fantastic interest rates and option to clear the balance at any time it has also enabled me to purchase items when needed. Great customer service, great credit options and a great company. Thank you PayPal Reviewed on: 2nd June 2023

Want it Paypal it

Flexible safe and secure easy to use easy to contact and agents very helpful friendly and understanding it’s a win win Reviewed on: 2nd June 2023

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