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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Simply The Best

Easy to use, great product, would highly recommend to everyone Reviewed on: 12th August 2022

Easy Payment

Using PayPal Credit is hassle free and easy to log in payment. Just buy now and pay later after few days specially if salary didn’t is not on the bank yet. Reviewed on: 12th August 2022

Easy to use great interest free options

Its easy to navigate through the app and use PayPal credit or pay in 3. The interest free options are great and you get reminders of payments Reviewed on: 12th August 2022

Handy

Excellent service for those times when it's really needed. Reviewed on: 12th August 2022

Really helps spread the cost

Great card to have. Spread the cost over 4 months interest free. Reviewed on: 12th August 2022

Easy, flexible and convenient

Certain purchases although affordable can be a huge outlay at the given time and sometime you can miss out on a good price or even a discount just because you aren't able to spread the cost. Paypal credit has kept a spread the cost offer valid and ongoing which made it easy for me to buy an rc sailplane that I wanted and even better the website I was buying from accepted paypal directly. A modern easy convenient payment solution with the flexibility of spreading the cost. What's not to like. Reviewed on: 12th August 2022

Lifesaver

Convenient, affordable and easily managed credit Reviewed on: 12th August 2022

Easy and reliable.

Have never had any issues with my PayPal Credit account, it's easy to access, easy to set and amend payments, and I am always kept up to date with any changes or updates. Would highly recommend this product/service. Reviewed on: 12th August 2022

interest free 3 payments or 4 months amazing!!!

best payment service provider for consumer rights and protection service, also offer great financial payment plans with varied options, cant go wrong choosing this for peace of mind and security Reviewed on: 12th August 2022

Excellent

Excellent service Reviewed on: 12th August 2022

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