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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

A very good way to keep track of what you spend.

I have had a great experience with PayPal credit and I can keep track of what I spend easily. Reviewed on: 12th August 2022

Highly recommended

Great and easy to use, some lovely perks like low APR, and the app is very good these days. Reviewed on: 12th August 2022

So easy to use the App is brilliant

It is a great service and peace of mind knowing g you are paying securely and safely Reviewed on: 12th August 2022

Straightforward and easy

Straighforward service, all the information is given about the service with no hidden tiny writting. You know all your costs up front. Easy to use service. Reviewed on: 12th August 2022

Vote

Always had a help with anything with PayPal customer services. Always friendly Reviewed on: 12th August 2022

Best

Easy to use and best app by miles Reviewed on: 12th August 2022

Paypal makes for easy payments

There are many ways to pay for items and necessities in the Internet but PayPal makes it very accessible and user friendly for quick payments. Not only are the payments can be seen through your PayPal account but you have full control of your money and how you would like to spend, especially with its extra added features. PayPal is always an easy option out of all other payment types. Reviewed on: 12th August 2022

Very easy, reliable, accessible and fast.

It is the very best thing that happened to me when I was struggling with finances and I got to here about PayPal credit. Ever since then my life has never be the same knowing that when I want to shop online there is always PayPal to fall back to and pay at the time that suit me. I have recommend to friends and families. Reviewed on: 12th August 2022

Great for gifts

Fabulous for spreading the cost of those more frivolous purchases Reviewed on: 12th August 2022

Great service

I love the pay in 3 options and the 12 months interest free for orders over 100. It would be good if it was easier to access the virtual card so I could use it on amazon Reviewed on: 12th August 2022

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