Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Smart

With the Pay pal service has been turning my dreams into reality for more than five years! Reviewed on: 12th August 2022

Best friend to lend money from

Always here for me. Never let me down in my family every day needs and emergency Reviewed on: 12th August 2022

Amazing Service

I have been a PayPal member for many year now and I am a very satisfied customer. I feel that the service that PayPal provides is outstanding. Many thanks! Reviewed on: 12th August 2022

Handy and protected

I love PayPal for it's flexibility, being handy and giving me a feeling of protection. Reviewed on: 12th August 2022

Fantastic credit taken everywhere

I use PayPal credit for so much stuff as you’ve always got cover on your purchases. Thanks guys Reviewed on: 12th August 2022

Excellent for when money is tight

Paypal pay in 3 has been an absolute game changer for me. I can now purchase needed items and pay interest free over 3 months instead of putting it on the credit card and accruing massive charges. I think it’s wonderful. Reviewed on: 12th August 2022

Secure

When I do online shopping. I do with security and peace of mind. Reviewed on: 12th August 2022

Simple to use

Easy to use for online shopping, would be super if you could balance transfer Reviewed on: 12th August 2022

Pay pal credit is a life changer

With PayPal credit I was able to pay for an emergency bill. Highly recommend this service! Reviewed on: 12th August 2022

Easily accessible on all my devices, quick and secure

I use Paypal because I know that its safe and convenient. Its easy to transfer money to friends and send money to companies Reviewed on: 12th August 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101309 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub