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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great way to shop

Very easy and convenient way to pay for goods and services Reviewed on: 12th August 2022

Lethall

Comes in handy wen the moneys tight Reviewed on: 12th August 2022

Simply the best

Paypal is my go to mode of payment online - super easy to use and safe as well which is always a major plus. Reviewed on: 12th August 2022

Paypal credit

Paypal credit allows me to spread larger payments over a period of time without worrying about how I will pay for it upfront. It's flexible and gives me the free to pay a large amount back or a small amout back each time. Reviewed on: 12th August 2022

Paypal Credit - Would I recommend?

Paypal Credit is EXTREMELY convenient. They gave me a very generous credit limit and the express checkout option offered by almost every retailer has made buying things online absolutely quick and easy. The one major downside I have with the system however is the transaction/activity page on the Paypal website. It is extremely confusing to understand the balance owed etc. I think this could do with a much-needed overhaul. Overall I would recommend but only to those who can keep track of their spending wisely since PayPal doesn't offer much help! Reviewed on: 12th August 2022

Simple and straight-forward.

Paypal credit has made life more affordable. Love it. Reviewed on: 12th August 2022

Paypal

It’s quick and easy and great way for people to pay for stuff when they don’t have the money but pay in the end so thank you ;) Reviewed on: 12th August 2022

Easy to understand and great offers

0% offer is very helpful to spread payments over a few months. Making payments is very easy. Reviewed on: 12th August 2022

Excellent

Paypal credit is not only easy to use but also has the option to spread your payment over a timescale suited to you. As it's PayPal, you also feel an extra level of security when shopping online. Reviewed on: 12th August 2022

Great and useful

This is handy yo use to buy what you want Reviewed on: 12th August 2022

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