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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

transactions

Very easy to transfer and receive monies Reviewed on: 12th August 2022

Easy to use and safe

The best and safe method to pay... Reviewed on: 12th August 2022

My review

I personally enjoy using paypal services for splitting bills, and paying friends. I have also made use of PayPal’s crypto feature. It’s perfectly simple! Credit with PayPal is a bliss and the direct debit setup has made budgeting so easy Reviewed on: 12th August 2022

Great service

Easy to use service, only down side is not all retailers let you pay with PayPal but most big retailers do. Reviewed on: 12th August 2022

Easy money

Made wonga on the crypto and made my life easier paying in three Reviewed on: 12th August 2022

Excellent company

Great website. Easy to follow. Would recommend to my friends (if I had any) Reviewed on: 12th August 2022

Fantastic option to pay easy

PayPal credit isn't just an option it’s my go to option to finance short term purchases without racking up interest. Highly recommended Reviewed on: 12th August 2022

Easy to use

I have purchased a few things over £99 - instant 4 months interest free credit - easy to use - very good Reviewed on: 12th August 2022

Good credit provider

I find PayPal credit one of the best. Especially with the offers when purchasing with it. Reviewed on: 12th August 2022

Great way to pay

Very easy and helpful way to pay for items that coast over 100£ Reviewed on: 12th August 2022

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