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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Paypal Credit good experience!.

Ive been with Paypal credit a fair whiles, ive never had any real issues. Customer service advisors have always been courteous and proffesional when ive had a query...so happy overall!. Reviewed on: 12th August 2022

Easy to use

Really find the payments affordable and easy to use the app Reviewed on: 12th August 2022

No 1 :)!1

It’s been amazing to have. Helped to buy furniture for my son room and he love Reviewed on: 11th August 2022

Excellent service

Easy to pay back and brilliant service Reviewed on: 11th August 2022

Its excellent

I love PayPal credit because gives me flexibility on my payments Reviewed on: 11th August 2022

paypal credit

easy to set up the paypal credit, easy to pay for goods easy to settle up. Reviewed on: 11th August 2022

Excellent help when needed

Using Paypal Credit has been a godsend helping purchase things that are needed especially now times are tough and having that chance to pay back over a short period no interest is amazing Reviewed on: 11th August 2022

Amazing

PayPal are amazing credit users. The payback fee is very little and the Apr is very little too. I'd recommend this to everyone. Reviewed on: 11th August 2022

Great back up during tricky times!

Having PayPal credit has been great to use as a fall back during those tricky times. It has been easy to pay off and the interest rates are reasonable. Also great to have the option to set up a direct debit so you don’t forget repayments! Reviewed on: 11th August 2022

Wonderfully easy to use

Easiest credit card I’ve ever had. Just log in and pay! Reviewed on: 11th August 2022

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