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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

paypal credit

good realiable quick just all what you waiting from Reviewed on: 11th August 2022

Excellent Experience

Applying is easy and love I can set up an direct debit so I don't forget future payments Reviewed on: 11th August 2022

very good option

I'm very happywith paypal loan helped me a lot Reviewed on: 11th August 2022

Best

Great experience, easy to use and easy to pay. Reviewed on: 11th August 2022

Good

I have had no problems with PayPal or using their app. They have good offers like no interest fees for 3mnths etc. They have paid out when a product did not arrive. I have been using them for years. Reviewed on: 11th August 2022

Very good

Handy to use. Easy approval. Easy to repay select amount etc. couldn’t recommend more . Reviewed on: 11th August 2022

Best credit

I am so happy that I choose PayPal credit ! I use this PayPal credit for my business when my clients delayed they payment! Reviewed on: 11th August 2022

Easy to use always at hand

Quick and easy way to pay with credit at almost any online checkout Reviewed on: 11th August 2022

Very reliable and fair

Been using PayPal for online purchases for a while. Very fair and keeps my money and purchases safe. Reviewed on: 11th August 2022

One of the best out there!

Very clear terms, easy to use, great support when I've contacted them too. Can't fault them really. Reviewed on: 11th August 2022

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