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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Fantastic & easy to use

PayPal credit has been there when I’ve needed it most. It’s super convenient & easy to use! The app is fantastic & super handy to help keep track of spending, payments, budget & statements etc. sometimes I don’t know what I would have done without it - it’s able to be used on multiple websites which is amazing! Can’t rate it highly enough. Reviewed on: 11th August 2022

No fuss

Paypal credit is a way to pay for big purchases with interest free, no fuss and quibble free Reviewed on: 11th August 2022

Readily Availabe

The credit is readily available whenever its needed and the transaction process is seamless form the merchant website to PayPal for authentication. Reviewed on: 11th August 2022

Great Product

I love this its easy to use and make a payment on. Highly recommend Reviewed on: 11th August 2022

Good Product

Great service and prompt updates Reviewed on: 11th August 2022

Awesome

Easy and good to use for my book purchases Reviewed on: 11th August 2022

Excellent and speedy service

I have used PayPal credit for a while and I wiukd highly recommend it. Great company and the customer service is top notch. Reviewed on: 11th August 2022

Easy to use

The PayPal service is quick and easy to use. The interface on the app is useful and easy to navigate. Reviewed on: 11th August 2022

Great for quick easy buys

I love PayPal. It helps me pay friends easy and make online purchases easier while keeping track of what I've bought. The pay in 3 idea is brilliant as the use of PayPal credit Reviewed on: 11th August 2022

So helpful

Really helpful to have paypal credit, means I can’t go spending cash but can pay for things when needed Reviewed on: 11th August 2022

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