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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal you're awesome!

Will you marry me? But you need more characters, there you go. Reviewed on: 3rd August 2022

Paypal - trusted and easy to use.

Paypal is my go-to for transactions and short term credit needs. Their platform is secure, easy to use, and their rates are fair. Reviewed on: 3rd August 2022

On the money

It’s easy to find we’re my account is and what is going out+in its a fair way to help Banking and paying money which is covered to help account holders. Reviewed on: 3rd August 2022

Service

They provide excellent service and very helpful Reviewed on: 3rd August 2022

A very good credit option

Its very easy to use and versatile too! Reviewed on: 3rd August 2022

Excellent service

Excellent service so far. Thank you! Reviewed on: 3rd August 2022

User friendly and simple to understand and good rates

Simple procedure to get access and easy to manage and keep track of. A decent starting amount available with good rates Reviewed on: 3rd August 2022

PayPal Credit Card

PayPal services are excellent, in particular their credit card. Reviewed on: 3rd August 2022

Definitely one of the better options

PayPal Credit doesn't charge a fee on top of purchases and gives you four months to fully repay any given transaction interest-free, making it a good option for credit spending which, used carefully, you can use reliably without finding yourself knee-deep in debt. Reviewed on: 3rd August 2022

Good offers

Easy to manage, decent interest free offers. recommend Reviewed on: 3rd August 2022

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