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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great credit Facility

I love the fact they offer interest free in all purchases for a 4 month period , it’s a great way to buy bigger purchases and pay them off Reviewed on: 4th August 2022

Simple fast system anybody can enjoy..

As a regular buyer on e-bay i find paypal credit gives me the confidence to purchase more than i item at a time with 3 easy payment system. 5 star. and all the protection free. Reviewed on: 4th August 2022

Easy to go with and makes life better

You would think that just because its another credit product, its all the same, but it is not. It is versatile, it is easy to use and tailor to your own need or style. Monthly payments? no probs. Interest free instalments? no problem. Rolling credit? No problem. It is as flexible as you need it to be. Reviewed on: 4th August 2022

Why use anyone else

Credit made easy when needed, promotional deals of four months interest free helps spread the cost with no additional cost. Reviewed on: 4th August 2022

Accessible and flexible

Easy to contact the people who listen and advise with confidence and respond with commonsense. Reviewed on: 4th August 2022

Great and easy to manage product

Always keen to help with any issues Reviewed on: 4th August 2022

A great way to spread the cost for large purchases 0%

PayPal Credit helped me make big urgent purchases which I was able to spread over 4 months at 0%; keeping my budget nice and tidy. Reviewed on: 4th August 2022

Paypal

Excellent company queries dealt with there and then, 100% confident when i pay with PAYPAL i am in safe hands would recommend to Everyone at last a company that has a buyers back!!!! Reviewed on: 4th August 2022

interested

its a fine product but interest is a little high Reviewed on: 3rd August 2022

Spread your payments

PayPal credit makes it easy to spread the cost of anything over £99 over 4 months, and sometimes longer. PayPal pay in 3 is also another great way to spread payments. Reviewed on: 3rd August 2022

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