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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Best credit money can buy

Just a really simple experience, easy to use. Reviewed on: 2nd August 2022

Speeds things up

It helped me out whenever I would forget my card and don't have my details on me. Useful and fast. Reviewed on: 2nd August 2022

Easy to use

Love PayPal credit, easy to use and most place I shop take PayPal, I can take 4 months to pay for the more expensive items at ease, the only downfall is I wish I could allocate payment where it would benefit me more But this option is not given to us. otherwise, i find PayPal Credit great Reviewed on: 2nd August 2022

amazing

excellent service all the time, it is the perfect platform for sending and receiving money from loved ones and also making payments for items almost anywhere in the. Reviewed on: 1st August 2022

Easy and Convenient

So simple to use PayPal and gives peace of mind that Credit Card details are not being given out to companies who may not be as secure with their data as they would like to be. Reviewed on: 1st August 2022

Amazing Idea!!!

I could not believe when I read about the PayPal credit. It is so useful and helpful. It is like a reoccurring credit card which you do not have to reapply for once your free interest months run out. I am very pleased and can onyl say thank you!! Reviewed on: 1st August 2022

Wonderful credit business

They give you fair terms, they let you choose whether to buy now/pay later, they give you plenty of reminders, it's just a trustworthy business. Reviewed on: 1st August 2022

thanks

thanks thanks thanks thanks thanks thanks Reviewed on: 1st August 2022

Didn't take money from my account as scheduled

They didn't take money from my account as scheduled which ultimately effected my credit score Reviewed on: 1st August 2022

Definitly 5 stars

With the unique option to pay zero interest if paid in full within 4 months it is absolutely brilliant. I used this service many times and am very pleased with it. Highly recommend! Reviewed on: 1st August 2022

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