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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

The best

Great customer service, always use paypal credit Reviewed on: 31st July 2022

Quick & Easy

PayPal credit is so quick and easy to use and great that you can spread the cost of things especially in these hard times well done PayPal Reviewed on: 31st July 2022

Hassle free provider

I find Paypal credit, easy and hassle-free for those times when I you need to use credit for larger purchases. Reviewed on: 31st July 2022

Great to Have

Great to have as a back up and the 3 month interest free is ideal for the more expensive items. Reviewed on: 31st July 2022

Easiest way to pay for almost everything online

I have used Paypal for years, the introduction of Paypal Credit has allowed even more flexibility and affordability. Reviewed on: 31st July 2022

More than happy with the Pay Pal Credit

Happy with this product and i will recommend to everyone Reviewed on: 31st July 2022

Straight forward reliable credit which is easy to repay

I find paypal credit to be really quite helpful when it comes to one off purchases, i recently purchased a new mountain bike for traveling to work, and the interest free repayment ( within four months) was super helpful :) Reviewed on: 31st July 2022

flexibility best

Paypal is a global company that gives me a lot of options to use and gives a really good product with different choices to pay Reviewed on: 31st July 2022

The BEST and ONLY safe way to pay

I have been using PayPal for over 15 years. There has NEVER been a problem with security. It's simply the easiest, safest way to pay online and to get paid. When I had problems with sellers or buyers or even with Paypal's system, the customer service was phenomenal and they sorted out every case with fairness even if it wasn't to me favour. With PayPal Credit, I have also now been able to make purchases that I wouldn't be able to do otherwise, and it doesn't even affect your credit score. It's amazing. They take security so seriously, that over the years, I received two phone calls from them checking my account's activity and making sure that it was me who is using it or if am happy with the service. I have recommended to all my family and friends and many of them have had the same experience. The best and ONLY safe way to pay online and get paid. Reviewed on: 31st July 2022

PayPal credit has advantages

I like to pay as much as I can each month using PayPal credit and then I settle my account each month. It helps me to keep a track of my spending while making online shopping much safer. Reviewed on: 31st July 2022

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