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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

easy to use

have used paypal credit a few times when really needed, it was easy to use and pay back monthly as you wish. Reviewed on: 14th July 2022

Great help during covid times

I used PayPal credit during covid times , it was great also to purchase items from shops . Reviewed on: 14th July 2022

Very good

Fair and secure. Very handy to make big purchases with more time to pay Reviewed on: 14th July 2022

PayPal credit makes buying easier

I have had a PayPal credit account for almost 5 years now, it is so convenient & simple to use. Getting 4 months interest free credit on purchases, or opting instead for a ‘pay in three’ payment is so helpful, allowing me to spread the costs over a longer time, taking away the stress and worry that comes with larger purchases Reviewed on: 13th July 2022

Easy to use

Super easy to use and no fuss. Helps to spread the cost of big purchases to more affordable ones. One very happy customer. Reviewed on: 13th July 2022

Easy, Reliable and Straightforward

Easy online click, no interest offer. Straightforward Reviewed on: 13th July 2022

The best credit provider

I tried many credit cards all my life PayPal credit is the best Reviewed on: 12th July 2022

Great

Very easy and helpful I'm using it and I don't have any complaints Reviewed on: 12th July 2022

The best service very happy

I purchased things abroad and psy pal credit has helped me a lot thank you Reviewed on: 12th July 2022

pay later

I used pay pal on a few occasions, buy now pay later, can not beat it , a great way to get what you want now and pay later Reviewed on: 12th July 2022

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