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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Very happy with PayPal...

Best way to confidently buy, sell and feel secure, using PayPal for all online purchases. Reviewed on: 9th July 2022

Great Stuff!

I was surprised to receive a 4-month interest-free on my PayPal Credit! Reviewed on: 9th July 2022

Super useful and easy too use

I've been using paypal credit for about 2 years now, it's really helped me buy them things I've wanted but just about didn't have the cash, but with their 4 months no interest I'd be silly to miss the chance to take advantage of that. It was simply select credit on the checkout and pay it back how even much i decided at a time all through the app. Reviewed on: 9th July 2022

AMAZING SERVICE

First time I’ve used PAYPAL credit and I must admit it’s the best credit company I’ve ever had credit with. Well I had problems with the credit system when I first took out the credit, BUT the customers service was absolutely incredible in sorting out my problem. Thank you so much PAYPAL for an amazing service where I can get credit with no issues. Again thank you. Reviewed on: 9th July 2022

Amazing

It is so helpful and is beneficial too. It helped me in my home move expenses Reviewed on: 9th July 2022

Great and easy to use

App is easy to use and easy to purchase items Reviewed on: 9th July 2022

Fantastic

I have been using PayPal credit for quite a while now. It’s really handy and you have a whole lot of time to repay it which is really good. Will recommend. Reviewed on: 9th July 2022

Extremely Efficient Service

PayPal makes it very easy and simple to apply for credit. I desperately needed some credit as I was short on paying my tuition fees, PayPal’s credit helped me to pay my fees and guess what it is interest free for 4 months to use credit. I appreciate your help. Reviewed on: 9th July 2022

Simple and clear

Really happy with PayPal credit. Simple and straightforward to use across multiple platforms. Reviewed on: 9th July 2022

Very happy

I have used this service for many years and have no issues. I like the added proctection with Paypal and any claims are dealt quickly. Reviewed on: 9th July 2022

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