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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Easy and fast used

5
Easy and fast used.It is easy and quick to use, with good conditions. Competitive product. Fast repayment. I like. Reviewed on: 8th July 2022

Amazing!!

5
After all of these years PayPal has taken so much care of my finances. This is a credit company so worthy of their renowned trust. Reviewed on: 8th July 2022

AmaIng easy to use.

5
I can select debit card or monthly payments in just few seconds. Reviewed on: 8th July 2022

Fantastic service and promptly responses to your concerns.

4
Reliable payment methods and safe to use when buying online ,guaranteed refund if services are not met by the service provider. Reviewed on: 8th July 2022

Viorel

5
Paypal is wonderful, help you very much for your goods a 0% commission for four months. Highly recommend! Reviewed on: 8th July 2022

Easy to use and pay money back.

4
PayPal credit is great and easy to use. I wish more businesses would allow this method for payment. Especially for travel. Reviewed on: 8th July 2022

Wedding sorted

5
Without PayPal credit I don't think I would of had my wedding this year. But you guys have come through and I was able to buy a ring and propose so thank you. Everything is so simple with you guys. Reviewed on: 8th July 2022

Good to use PayPal

5
First of all I thank PayPal team for the wonderful work they are doing PayPal has my heart because they are doing good work for me and my family thank you Weldon Reviewed on: 8th July 2022

Best payment option

5
Easy way to pay and spread the payment Reviewed on: 8th July 2022

Never had any problems

5
Always helpful fantastic customer service Reviewed on: 8th July 2022

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