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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great service

A great service easy to use, I have recommended to friends and family Reviewed on: 8th July 2022

Great and fast wat to pay!

PayPal Credit helps me a lot of times when I had difficulty for pay something I bought. It's a great way to pay Reviewed on: 8th July 2022

Highly recommend

Absolutely excellent, helped me out big time when I was short of money around Christmas time. 0% for four months. Great way to spread the cost. Reviewed on: 8th July 2022

Easy to use and manage

I looked at opening a credit provider and looked into PayPal as I use PayPal a lot. Found it easy to use with easy ways of keeping on top of my credit. Reviewed on: 8th July 2022

Recommend to everyone

Really recommend everyone to use paypal credit. Its easy and convenient to use. It’s interest free for 4 months so I can take time to pay without worrying about increasing interest rate. Reviewed on: 8th July 2022

Excellent

Easy to use. Great service and very affordable. Reviewed on: 8th July 2022

Good.service send updstes

Easy to use and always handy for special things. Reviewed on: 8th July 2022

Best credit card option available

paypal credit is better than any other credit cards. interest free for four months over 100 pounds spending with no limit of period. I can manage my finance much better with PayPal credit than before. Reviewed on: 8th July 2022

Brilliant service

I've used PayPal credit for a few years now. More expensive buys are easier when cut into four payments, Brilliant! If something goes wrong and you have to contact PayPal ....They're on the ball, Brilliant! Problem seller? Money refunded the next day. Brilliant service. Many thanks! Reviewed on: 8th July 2022

Thumbs up from me !

I have been using pay pal credit for a while now and can honestly say it is one of the fairest credit facilities I use . I love that of you pay off larger purchases in full within a certain time frame you pay no interest. The app is so easy to use and all information is clear . I would definitely recommend it to friends . Reviewed on: 8th July 2022

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