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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Cost spreading

It is very handy to spread the cost at no interest if paid within 3/4 months Reviewed on: 8th July 2022

Simple and easy

The simplicity of 4 months interest free credit makes it easy to manage my credit in a cost effective way; it also gives the chance to save further and not have to pass up a bargain. Reviewed on: 8th July 2022

Best out there !

Credit with no interest for 4 months is not bad t all. Reviewed on: 8th July 2022

Very helpful and reasonable

Since PayPal credit, its been possible to meet up with life activities and expectations. Thanks! Reviewed on: 8th July 2022

Paypal Credit is the best so far

Good experience and it is better than the credit I've gotten anywhere else. highly recommended if you discipline your spending Reviewed on: 8th July 2022

Effective no nonsense, clear

Great offer with clear advice. Very useful in managing purchases within the interest free period Reviewed on: 8th July 2022

Paypal credit easy and reliable.

Have been using PayPal credit for quite long and is reliable and very easy to use. Reviewed on: 8th July 2022

Great

Great service. Really easy to use app Reviewed on: 8th July 2022

PayPal credit a real help

Never used PayPal credit until recently the application was straight forward and the money was available instantly upon approval. Certainly recommend giving PayPal a try, payments easy via direct debit A real help when buying furniture Reviewed on: 8th July 2022

Easy and stress free

Credit service designed in a way that keeps life simple. The PayPal app is solid and very intuitive. Definitely would recommend to others. Reviewed on: 8th July 2022

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