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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal interest free credit is amazing

PayPal interest free credit opens up a whole new world of opportunity for those purchases that would be out of reach Reviewed on: 8th July 2022

Efficient and easy to use

Really easy to use and simplistic layout if very effective and helpful Reviewed on: 8th July 2022

Credit card with Different repayment options

Paypal is an online payment method which means you don't have to constantly input your card details for every online purchase Paypal Credit is similar to normal credit cards with a lowish interest rate. It has a slight difference from 'normal' cards in that it offers several 0% interest repayment schemes which repeat with every purchase, not just on initial use. Reviewed on: 8th July 2022

Good for all

Good value, when you want spend extra money Reviewed on: 8th July 2022

Brilliant

Brilliant service I love the interest free payment options brilliant company and easy to setup regularly payments Reviewed on: 8th July 2022

Pay in 4

For me, their pay in 4 installments product of any transactions above £100 is a game changer Reviewed on: 8th July 2022

Paypal credit

I very like this product, so easy spend with 0 interrest, just need follow every statement. Reviewed on: 8th July 2022

Easy 2 use

Love the credit is so handy when I'm short off money befor pay day especially if I have any car problems but I can use it pretty much anywhere these days Reviewed on: 8th July 2022

Excellent product

Very convenient product and super easy to use. Brilliant 4 instalments with 0%. Used so many times esp. for bigger purchases. Reviewed on: 8th July 2022

Ready when you needed

I manage to split couple of purchases thanks to PayPal credit. Very useful. Thank you Reviewed on: 8th July 2022

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