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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Free money for a month

Very straightforward, use it and it will be payed back by direct debit in a month or two. No hassle. Reviewed on: 8th July 2022

Very good

Latwa i czytelna obsługa konta pay pal .znakomite promocje Reviewed on: 8th July 2022

Always there and so clean and easy.

Somehow unbeatable offers on credit are always offered by Paypal credit just when I need them. Reviewed on: 8th July 2022

It was an amazing experience

I use pay PayPal credit to purchase from Apple and my experience was amazing little and it was approved Reviewed on: 8th July 2022

PayPal credit versatile payment system

PayPal credit very easy to use and control. Reviewed on: 8th July 2022

very easy to use

i found paypal so easy to use and they will sort things quickly when things go wrong Reviewed on: 8th July 2022

Four interest free payments over 4 months

Four interest free payment over 4 months for purchases over £99, who wouldn't want to get such a deal? And right now, it's not just a one off, you can do it over and over again. Hard times with at least one easy option to spread the cost for free. Reviewed on: 8th July 2022

Massimmo

Never let me down. Always with me. PayPal amazing Reviewed on: 8th July 2022

Brilliant

Absolutely brilliant service all round. Informative and customer focus driven. Should have signed up years ago. Reviewed on: 8th July 2022

PayPal credit is the best!

PayPal has been helpful all the time, with the ability to spread cost, reliable app and much more. Happy to have credit with them. Reviewed on: 8th July 2022

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