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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180645)

Top marks for PayPal credit

5
Excellent option to spread the cost over 3 or 4 months Reviewed on: 8th July 2022

Fantastic

5
PayPal credit was able to support me with a big payment I needed to make. I could not have made this payment without the support from PayPal and I will be recommending this service to others. Reviewed on: 8th July 2022

Anytime anything

5
The best credit provider so far! The easiest to use and automatically checking to increase credit limit. I just wish they would have a physical card too. Reviewed on: 8th July 2022

PayPal world

5
Used PayPal since the nineties it's ideal for Internet purchases and it's safe to use they look after there clients Reviewed on: 8th July 2022

Fantastic Credit Company

5
PayPal credit had enabled me to do so many things. It allows me to push my quality of life to the next level With easy repayment, it’s easy to keep on top of. Reviewed on: 8th July 2022

Very Good company

5
They have been providing excellent service and are great to deal with. I do recommend PayPal to everybody. Reviewed on: 8th July 2022

Brilliant

5
Easy to set things up and tye staff is really lovely when you need help and I prefare to use PayPal so people don't get my card details Reviewed on: 8th July 2022

Making paying less painful

5
Very good service, all the time. Reviewed on: 8th July 2022

Simple. Secure.

5
Always trusted Paypal as a secure payment provider. Now with their credit facilities they built on the secure and simple model with easy payment options to spread your cost over many months and that too at 0%. All done at the click of a button, irrespective of the merchant whether they offer split payments or not. Cant recommend paypal more to everyone to manage expenses in the current cost of living crisis! Its a no-brainer .... everyone should be using it. Reviewed on: 8th July 2022

PAYPAL EXPERIENCE

5
This is a unique opportunity for me to experience the immense benefits of using the PayPal credit account it avails me various benefits and immeasurable advantages in using the credit system. It's an awesome experience for me Reviewed on: 8th July 2022

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