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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Credit

5
Very useful right now i needed this Reviewed on: 8th July 2022

Excellent

5
I bought a new TV, smartphone and lens without feeling a burden on the monthly budget! Reviewed on: 8th July 2022

Great service

5
It’s great to spread the cost out over 4 months interest free Reviewed on: 8th July 2022

Excellent!!!

5
In my opinion the best credit I have had is PayPal Credit!!! Reviewed on: 8th July 2022

Easy to transfer monies

5
My son in law needed to borrow some cash quickly. Without any extra cost to me I was able to lend the extra funds needed Reviewed on: 8th July 2022

Simple and quick

5
Great interest free service which enables the spreading of large costs over time giving greater flexibility Reviewed on: 8th July 2022

That is help to buy and pay later

5
I have very happy because I have paypal credit Reviewed on: 8th July 2022

Credit

5
I love to shop with paypal credit.. Reviewed on: 8th July 2022

Biya

5
Outstanding and secure payment service provider. And with paypal credit it made everything so easy and interest free Reviewed on: 8th July 2022

PayPal is the best way for your payment

5
The best way to make my payment online. Reviewed on: 8th July 2022

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