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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Quick easy

Love to use always good offer low interest rate or 0% Reviewed on: 8th July 2022

So convenient

PayPal credit is a big help when doing online shopping, it makes everything so easy and convenient and gives me 4 months interest free on larger purchases. Reviewed on: 8th July 2022

Easy affordable credit

This is a great credit product, four months interest free on purchases over £99 GBP. Also with a surprisingly low APR for a credit product. Reviewed on: 8th July 2022

Brill

Top notch and worth a mention in this sublime category Reviewed on: 8th July 2022

Best Online Credit Company!

I've been a customer of PayPal Credit for years. It's a huge help having to pay my purchases (£99. +) right away then pay it back within 4 months interest free! Reviewed on: 8th July 2022

Perfect

Helped when I was at a loss was looking at losing my home, life everything and it helped! Reviewed on: 8th July 2022

Easy to use and purchases are protected

PayPal credit is a great product - I like being able to pay off payments over £100 over 4 months and the platform is really user friendly. PayPal also enabled me to get my money back when I purchased a product that was damaged in transit and the retailer was non responsive. Reviewed on: 8th July 2022

Never let you down

I’ve got so amazing experience with Amex and I’m surprised always about the benefits and fees Reviewed on: 8th July 2022

Very helpful

Excellent provider and very convenient Reviewed on: 8th July 2022

Great

I needed a sofa in a hurry and on the car journey to the shop I organised the credit. The sofa arrived in a few days and was paid off in a few months. Brilliant! Reviewed on: 8th July 2022

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