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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Perfect Service for Big Purchases!

I’ve been a PayPal Credit customer for a few years now- and I absolutely love using all the different offers available for bigger purchases more so than my current Credit Card company. I’ve been able to buy new furniture for the house all in one go- then pay it back in monthly instalments or within 4 months so I am not charged any interest. I’ve mentioned it to friends and to family, and they have also been able to spread the payment easier with PayPal Credit. It’s a really good option to have an I’ll likely be a permanent customer and user of this service in the future. Reviewed on: 8th July 2022

Good

Excellent service. No hassle when sending and receiving money Reviewed on: 8th July 2022

Great service

Great deal from pay pal , 4 months 0 interests, easy to manage , lots of remainders can't ask for more ... its my fav way of paying Reviewed on: 8th July 2022

Great provider

Thanks love it, makes my life so much better Reviewed on: 8th July 2022

The company who lets me buy without the charge. Intersect fee credit is amazing

Customer experience is always great And purchasing is made very easy especially with PayPal credit. Reviewed on: 8th July 2022

PAYPAL Credit

Great easy to use , inexpensive and competitive. Reviewed on: 8th July 2022

Best of both worlds.

Secure shopping on line with special offers such as 0% for four months! All in all a great product! Reviewed on: 8th July 2022

Best above and beyond

I have been using PayPal for business and personal finance and I found it to best Reviewed on: 8th July 2022

Excellent when needing extra money

Paypal credit has allowed me to purchase things towards the end of the financial month that I can pay back with ease when I am next paid. Reviewed on: 8th July 2022

A great way of spreading the costs over a period of time with PayPal credit

PayPal credit is excellent for those who wish to spread the costs over a short or indeed long period of time, the customer service PayPal credit is excellent and they will always answer any queries or questions you may have, so much so that they will not end the call until they have resolved any issue which you may be having quick is great that PayPal do this as the customer service which is provided by PayPal is very important but I would give PayPal customer service 10 out of 10 Reviewed on: 8th July 2022

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