Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Really is full thing from PayPal

5
Very useful addition to the PayPal family that the PayPal credit Reviewed on: 8th July 2022

PayPal credit

5
I’ve been using PayPal for a number of years now and I’m very impressed with their service. The credit is ideal if you are paying for something over £99 and 1 to 3 months to pay it. Highly recommend Reviewed on: 8th July 2022

Best credit supplier

5
Hassle free and Easy to apply! O% on purchases for 4months! Which for purchase is the right amount of time needed to payoff without incurring fees! Reviewed on: 8th July 2022

Great

5
Really easy to use, great company. Reviewed on: 8th July 2022

Paypal

5
Paypal is tje easy way to buy things on credit Reviewed on: 8th July 2022

Credit

3
Having the credit there is so helpful . Reviewed on: 8th July 2022

easy and convenient

5
It is Very easy and convenient Reviewed on: 8th July 2022

Fantastic service

5
They are very reliable, and their communication is really good. Reviewed on: 8th July 2022

Perfect product.

5
Works as it says- no ambiguity so no misleading as I have had with products from other companies. Reviewed on: 8th July 2022

Ideal way to budget

5
Convenient and secure online shopping service offering easy credit terms and a simple way to help budget Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products