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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Quick and easy to use

Helps to sort out birthday and Christmas presents as well as the garden... Etc when low on money. Very good Reviewed on: 8th July 2022

Brilliant

Absolutely amazing flexibility always on hand whenever you need it Reviewed on: 8th July 2022

PayPal credit good

PayPal credit is so good Better than other credits Reviewed on: 8th July 2022

Best card ever

Best rates and reliable service! What else do you expect from PayPal. Reviewed on: 8th July 2022

PayPal Credit

I have found PayPal credit to be very easy to use and would recommend it as the best way to spread the payment of high value purchases. Reviewed on: 8th July 2022

Happy

Very satisfied with the services provided Reviewed on: 8th July 2022

The best credit pal you will ever have.

PayPal Credit has become one of the best and most flexable ways to obtain and pay for credit in the last few years. It is easy to keep a check on all your transactions plus PayPals custom service department both online and using the telephone call centre is supportive, friendly and knowledgeable. Reviewed on: 8th July 2022

Excellent service

PayPal credit is extremely handy for unexpected purchases. It would be better if they were more flexible with raising credit limits. Reviewed on: 8th July 2022

Great. Company

Fantastic customer service, great people to deal with. Reviewed on: 8th July 2022

Very good

I love people is very good and quick service and very easy to use Reviewed on: 8th July 2022

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