Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Great service

Flexible and easy to use great customer service Reviewed on: 8th July 2022

Best credit card

Best credit card services from Customer team support Reviewed on: 8th July 2022

PayPal Credit allows us to manage household budget more effectively

PayPal Credit has allowed us to manage finances by offloading fuel costs away from other credit card use. The 4mth. interest free offer is also providing much needed breathing space to manage our credit use more effectively Reviewed on: 8th July 2022

great service

fast ,reliable, secure. The best way to buy something with the best APR. Reviewed on: 8th July 2022

Great

I used one time paypal credit and I love it Reviewed on: 8th July 2022

It is fantastic

It secur, safe and simple to use Reviewed on: 8th July 2022

Quick, easy to manage credit

Makes online shopping all the easier Reviewed on: 8th July 2022

Simple, affordable and safe

I like how I can spread payments out and allows me to effectively budget high price items. Reviewed on: 8th July 2022

Best finance/loan company.

Many places don’t accept Klarna or clear pay. But with PayPal credit I’m and able to afford things I can’t normally afford all at once. And it’s nice to be able to treat myself and pay it back with little interest. Reviewed on: 8th July 2022

excellent

excellent customer services and takes care of their customers very well. I love using the credit to make payments especially when the unexpected happens. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub