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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

excellent option to spread online payments

The flexibility of paypal credit is helpful and managing the payments is detailed well. Reviewed on: 8th July 2022

Easy and hassle free

Paypal credit is easy to use and the site simple to navigate. Interest free over £99 Reviewed on: 8th July 2022

Amazing

Being able to spread the cost over 4 months with zero interest is amazing. PayPal is a trusted payment provider which makes it even better! Reviewed on: 8th July 2022

Easy and trustworthy

The app is the easiest banking app I have ever used Reviewed on: 8th July 2022

Best one

Best Credit ever had I highly recommend it for anyone who want to buy safety Reviewed on: 8th July 2022

Tremendous help with finances in my everyday life.

Paypal has been instrumental to my everyday transactions and has helped tremendously at times when I needed to a stop gap financially. Reviewed on: 8th July 2022

Yes

All good evening OK and thanks pay pal credit thanks good Reviewed on: 8th July 2022

It's just so convenient

PayPal credit for me is perfect Being that everyone is feeling the credit crunch for increasing cost of living I feel at ease knowing I can purchase essentials using PayPal credit And just pay it back the next month, Better than a credit card that I feel punishes you for using it Thank you PayPal for making like that little bit more stress free Reviewed on: 8th July 2022

I like credit card

perfect product! I like this one. Reviewed on: 8th July 2022

PayPal credit

Very easy to use and makes spending easier Reviewed on: 8th July 2022

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