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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Just the easiest way to get your holiday up and running

5
My experience with PayPal has been very helpful and useful it's so quick and easy also your purchase is garrented. Reviewed on: 8th July 2022

I love PayPal very helpful and secure.

5
I use PayPal for payment for last 4 years and I love it, very helpful and secure. Reviewed on: 8th July 2022

Mr

5
I love PayPal probably the best credit card i love the pay in 3 it helps along especially buying this like flight etc Reviewed on: 8th July 2022

Easy, flexible, affordable

5
I love PayPal credit- it gives me the opportunity to spread the payment of higher cost items over several months. I especially love that any purchase over £99 is interest free for 4 months! I already love and use PayPal a lot in my transactions so adding on PayPal credit is brilliant as so many places accept PayPal. Reviewed on: 8th July 2022

Good Experience using PayPal

5
It is easy to use and more convenient while using for online shopping. I also love to use it and highly recommend it to other people. Reviewed on: 8th July 2022

Great payment solutions

5
Had been using PayPal credit for over 5 years amazing ways of purchasing . Thank you so much Reviewed on: 8th July 2022

Wonderful

5
Makes paying back so much easier and affordable! Reviewed on: 8th July 2022

Excellent Idea !

5
PayPal credit has been so helpful for me, and easy to use. Excellent service. Highly recommended Reviewed on: 8th July 2022

Transfer

5
Transfer or receive my payment in seconds. Very secure for online payments. Reviewed on: 8th July 2022

Best credit facilities offered e.g buy now pay later

5
Had a good experience with the services offered. Reviewed on: 8th July 2022

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