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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Payment with ease

With PayPal, payments can be made on various websites as quickly as possible. The credit options gives you an opportunity to purchase and pay later. Never felt more confident shopping online thanks to their fraud management protocols. Reviewed on: 8th July 2022

Life saver

Currently getting my recently bought house for the arrival of a new born baby. Helps getting big items and spreading the cost across 4 months and pay no interest absolute god send. Reviewed on: 8th July 2022

Safeguarding Purchase

Paypal gives you that confidence when making purchases that you could always get your money back if you not happy with products or scammed. Reviewed on: 8th July 2022

Never had any issues in 6 years, everything is flawless

Best ever method of payment, been able to pay for goods, to receive money instant, low fees or none, perfect Reviewed on: 8th July 2022

Perfect

Makes it easier and more affordable to pay my holidays off! Reviewed on: 8th July 2022

Excellent service

Using this service and very happy with PayPal credit services Reviewed on: 8th July 2022

Very convenient and easy to use

Thinking of the everyday person that needs a little helping hand Reviewed on: 8th July 2022

paypal credit rocks!!

4 months interest free , what more do you want. Very handy , fully recomended!!! Reviewed on: 8th July 2022

Just perfect for me

Never any problems with my account and a long reminder before taking any payments Reviewed on: 8th July 2022

Anna Glogowska

I have been with paypal for many years and everything is always done professionally and I feel safe about my money Reviewed on: 8th July 2022

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