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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,151 reviews, last reviewed 19th Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Efficient and easy

Available for most online transactions Reviewed on: 8th July 2022

Best credit agency so far

The fact that gives you a flexibility of 3 months free interest on every purchase it’s just a relief for your spending. Reviewed on: 8th July 2022

Excellent

Very good service providers always there to stand with humanity I m happy to have PayPal account with big organisation glad Reviewed on: 8th July 2022

PayPal Credit is amazing

I have had an amazing experiance with PayPal Credit, it has come in very handle to be able to get the things I need why im waiting for my wages to be paid, it easy to use and perfect for anyone who need that little help. Reviewed on: 8th July 2022

Very easy

So good and helpful product! I recommend! Reviewed on: 8th July 2022

Love the way they giving us credit

It’s very convenient that I can enjoy 3 months interest free credit for my every big purchase. No other credit card is giving us this facilities. Reviewed on: 8th July 2022

Very good service

I've no complaints, the only thing I think they could improve is when there's a situation where an item is pre order, you can then end up paying interest for an item not yet recieved or losing out on the order due to that issue while doing account management and disposable income... A deposit in such situations would be more suitable ie preorder situation. Other than that I think pay pal credit is the best. I feel safe using the service and know they have my back Reviewed on: 8th July 2022

Fantastic

Always there if you need it for shopping Reviewed on: 8th July 2022

Simple effective unique

Makes online purchases so easy. I’m one those people who can never remember what pair of jeans I’ve left my wallet in. PayPal credit just makes online shopping so simple and efficient. Reviewed on: 8th July 2022

Simple

Simple to use. Great offers for interest free periods on payments such as pay in three or interest free periods on payments and payment plans. What's not to love? Reviewed on: 8th July 2022

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