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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Best for 4 payments 0% interest

5
Great way to manage cash flow without actually relying on credit cards. Reviewed on: 13th June 2022

Paypal makes everything easy

5
I use both Paypal credit and PayPay Pay in 3 and find them both easy, intuitive and informative. At all stages through my payment plans I know how much is left, how much my next payment is expected to be and when. The system deals with refunds particularly well, also. Reviewed on: 13th June 2022

Easy to use

5
Very easy to use, flexible and helps with cash flow, excellent service. Reviewed on: 13th June 2022

One word amazing

5
When no one else help PayPal held my back and helped me with amazing credit. Reviewed on: 13th June 2022

Great experience no problem in carrying any kind of transaction

5
Great service trust them had a wonderful experience Reviewed on: 13th June 2022

0 percent interest for 6 month its just wow

5
I got credit from paypal 0 percent interest for 6 month it’s like life saving Love you paypal Reviewed on: 13th June 2022

Easy to use and reliable

5
Easy to use and available on most things in need especially like the buy now or pay in 3 feature Reviewed on: 13th June 2022

I am always happy

5
Everything is going well and professional Reviewed on: 13th June 2022

Paypal credit

5
Easy way to pay not must no fuss just pay and your payments are insured Reviewed on: 13th June 2022

Enough credit allowance

5
Good promo offers and enough time to payback. Reviewed on: 13th June 2022

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