Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (181152)

Excellent way to spread costs

5
Fantastic service and very quick and easy to use, easy to manage and accessible. Reviewed on: 13th June 2022
James Penn's avatar
James Penn

Great credit provider for everyone!

5
Its user friendly with transparent terms and conditions which is not easy to find. I love using PayPal credit because it makes my life easier. Reviewed on: 13th June 2022
Karolina Musiol's avatar
Karolina Musiol

Good as it gets

5
Easy to apply. Easy to use. Highly recommend Reviewed on: 13th June 2022
William J McKeown's avatar
William J McKeown

Great company for service and convenience

5
Used PayPal Credit for several years with no issues and great 0% interest on several purchases. Reviewed on: 13th June 2022
Ryan Laird's avatar
Ryan Laird

Brilliant

5
Best company ever helps to have things you need with time to pay Reviewed on: 13th June 2022
kanita30@aol.com's avatar
[email protected]

The best

5
The best company When I need money for shopping I use credit PayPal Reviewed on: 13th June 2022
Danklo's avatar
Danklo

A1 company

5
Bril2 company with excellent well informed staff Reviewed on: 13th June 2022
John Boyce 's avatar
John Boyce

Brilliant

5
Amazing always come in handy having PayPal as its the safest way to buy online and so simple Reviewed on: 13th June 2022
Josh Dowdall's avatar
Josh Dowdall

Love paypal

5
0% interest for 4 months is very very helpfull and if its less than £99 then Use pay in 3 its very helpfull Reviewed on: 13th June 2022
Syed Shakeeb Hussain Shah's avatar
Syed Shakeeb Hussain Shah

Always use

5
Quick, reliable, can pay in whole or in parts, 4 months is good time to pay up. Reviewed on: 13th June 2022
Jibran's avatar
Jibran

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal

  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal

  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill