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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Convenient and flexible way to shop online

5
Convenient and flexible way to shop online Reviewed on: 13th July 2026

Its wonderful but mostly on App and it's sometimes n...

5
Its wonderful but mostly on App and it's sometimes not easy to manage Reviewed on: 13th July 2026

Easy to use good for international transfers.

5
Easy to use good for international transfers. Made sending money a lot easier Reviewed on: 13th July 2026

PayPal is a reliable provider especially for buying...

5
PayPal is a reliable provider especially for buying goods and services. Easy to use and fast transaction. Reviewed on: 13th July 2026

No issues just app is bit confusing

5
No issues just app is bit confusing Reviewed on: 13th July 2026

M Haider

5
it is good services where ur can see BOUT SPENDINGS AND SHARE THE BILLS with mates. Reviewed on: 13th July 2026

Times are hard at the moment, and the cost of everyd...

5
Times are hard at the moment, and the cost of everyday essentials just keeps going up. Thankfully, PayPal is always there to help make life that little bit easier when you need it most. Reviewed on: 13th July 2026

All good!

4
All good!! PayPal number 1 and it’s A-OK Reviewed on: 13th July 2026

It is verry usefull.

5
It is verry usefull. I use it alot when i need money and i dont have cash. Reviewed on: 13th July 2026

Easy to use no nonsense payments

5
Easy to use no nonsense payments Reviewed on: 13th July 2026