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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175075)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

What I like is all it needs is couple clicks for the...

5
What I like is all it needs is couple clicks for the payments.All secured Reviewed on: 9th July 2026

Support is poor I never received a reply to a...

5
Support is poor I never received a reply to a query Reviewed on: 9th July 2026

Brilliant service especially the pay in 3 installments.

5
Brilliant service especially the pay in 3 installments. Especially when money is tight Reviewed on: 9th July 2026

Easy to use good customer service

5
Easy to use good customer service Reviewed on: 9th July 2026

Excellent service, highly convenient and safe!

5
Excellent service, highly convenient and safe! Reviewed on: 9th July 2026

Incurred charge for sending money to a friend

4
Incurred charge for sending money to a friend Reviewed on: 9th July 2026

Money magic

5
Good option and I enjoyed it very useful Reviewed on: 9th July 2026

Always available to use credit and lots of reminders...

5
Always available to use credit and lots of reminders of upcoming payments Reviewed on: 9th July 2026

Overall good service. .

4
Overall good service. Although payments. made into the account taken longer to process than would like. Reviewed on: 9th July 2026

System works very well, I have full confidence in it...

5
System works very well, I have full confidence in its infrastructure and integrity, security is also paramount in its operational model and therefore l am happy to recommend it Reviewed on: 9th July 2026

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