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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110672 reviews)

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4.90

Based on 110,672 reviews, last reviewed 19th May 2026

2758900% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Peace of mind! Really easy to use & it provides peace of mind for any payments Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110672)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent service

My experience was very smooth and easy. Reviewed on: 16th May 2026

I have been using PayPal for several years now and I...

I have been using PayPal for several years now and I am very happy with the services provided . Reviewed on: 16th May 2026

Love that you can pay in 3 payments without any inte...

Love that you can pay in 3 payments without any interest on top unlike most high interest credit cards Reviewed on: 16th May 2026

PayPal gives me the opportunity to buy things on cre...

PayPal gives me the opportunity to buy things on credit before my pay day with very good repayment rates Reviewed on: 16th May 2026

I trust PayPal, always respond if you need help

I trust PayPal, always respond if you need help Reviewed on: 16th May 2026

THE BEST BANKING APP

It’s very efficient, quick and easy to use would defo recommend Reviewed on: 16th May 2026

Very smooth transaction

Very smooth transaction. No problem so far Reviewed on: 16th May 2026

I find using paypal convenient and easy to use, with...

I find using paypal convenient and easy to use, with the option to pay in 3 instalments making larger transactions easier to purchase. Paypal has helped me experience venues, gigs and moments i wouldnt usualy be able to do. Reviewed on: 16th May 2026

Easy app.

I've not dealt with customer service. But the app works well. Reviewed on: 16th May 2026

Rating 5 stars

PayPal Credit is by far the best service to use, fast payments and can pay off credit quick or within the months agreed. Recommended to my family, friends and colleagues. Reviewed on: 16th May 2026

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