Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Excellent

Easy to use and if you have a complaint with your purchase they reply ASAP Reviewed on: 7th July 2026

great service

Easy to set up and use, great protection if any issue with purchases Reviewed on: 7th July 2026

PayPal my home

PayPal is a home tbh. I genuinely feel rewarded. And I feel like I’m taken care off Reviewed on: 7th July 2026

PayPal has been very helpful to me, I can easily pai...

PayPal has been very helpful to me, I can easily paid my money and its never fails Reviewed on: 7th July 2026

So quick and easy to spread payments with 0% interest.

So quick and easy to spread payments with 0% interest. Accepted almost everywhere. Reviewed on: 7th July 2026

Very helpful not only in buying things but has loads...

Very helpful not only in buying things but has loads of other activities Reviewed on: 7th July 2026

Easy and fast

Paypal credit is easy to use and to understand, allowing me to access funds when I need it the most Reviewed on: 7th July 2026

i used a special offer

i used a special offer which reduced the price of the item i was buying and it was interest free for 3 months Reviewed on: 7th July 2026

Excellent service, fast response.

Excellent service, fast response.shopping with confidence when PayPal available to use.responsibility & priority towards the shopper. Reviewed on: 7th July 2026

PayPal has been a good way to purchase as it’s safe...

PayPal has been a good way to purchase as it’s safe and you know you’ll not get scammed. There was once I used PayPal to buy a product and it didn’t arrive I spoke to PayPal and after investigating I got a full refund. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub