Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,647 reviews, last reviewed 26th Apr 2026
1653900% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel safer using PayPal than giving my bank detail... I feel safer using PayPal than giving my bank details so I feel more protected. And the side of the world also as I’m always rushing whilst buying onl... Read more Reviewed on: 26th April 2026
Norma Urey's avatar
Norma Urey

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (86647)

Excellent service and you use with peace

5
Excellent service and you use with peace Reviewed on: 13th April 2026
Khaled A's avatar
Khaled A

Trustworthy, flexible and secure

5
PayPal gave us flexibility to work through our monthly budget and some extra cushion to manage our finances better. While doing any payments, paypal is the most trustworthy and secure way of doing it..thanks for all your support over the years.. Reviewed on: 13th April 2026
anujinuk's avatar
anujinuk

PayPal for me personally is brilliant

5
PayPal for me personally is brilliant and really convenient when buying stuff like kitchen appliances and musical equipment. I can spread the cost over 3 or 4 months. Reviewed on: 13th April 2026
douglas's avatar
douglas

Pay Pal makes simpler for everyone

5
Pay Pal staff are always helpful and the app is easy to use and makes life simpler Reviewed on: 13th April 2026
Sotiris Alba's avatar
Sotiris Alba

Great service.

5
Assists with interest free credit for purchases, allowing for manageable payments. Reviewed on: 13th April 2026
Donna J's avatar
Donna J

It’s absolutely brilliant I love it

5
It’s absolutely brilliant I love Reviewed on: 13th April 2026
Omid Kakawer's avatar
Omid Kakawer

It's all good, but can take a while to update balanc...

4
It's all good, but can take a while to update balance, sometimes I think there's some I'm there, and then turns out there's not and next thing you know I'm overdrawn causing not only debt but sometimes threats to court etc although I should be in control of my money, it would be nice to be able to see the balance correctly, happened couple of times, other than that, happy with it Reviewed on: 13th April 2026
Josh C's avatar
Josh C

Excellent promotions to buy air tickets !

5
Excellent promotions to buy air tickets ! Especially Emirates. Reviewed on: 13th April 2026
Bhathiya W's avatar
Bhathiya W

Amazing and simple

5
Easy and simple very straightforward Reviewed on: 13th April 2026
Liam M's avatar
Liam M

Better than other leading providers

5
I apparently have really good credit no one seems to want to offer me finance or buy now pay later on purchases yet PayPal have and makes it so convenient for me to use them for higher purchases with zero interest etc it’s really good for the customer Reviewed on: 13th April 2026
Richard R's avatar
Richard R

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill