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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Good companion

Easy to use and acccepted everywhere Reviewed on: 7th July 2026

Convenient and easy to use, never a problem.

Convenient and easy to use, never a problem. Reviewed on: 7th July 2026

Ultimate digital flexibility

Paypal Credit gives you total flexibility in the digital world Reviewed on: 7th July 2026

Customer service always good , paying option's excel...

Customer service always good , paying option's excellent Reviewed on: 7th July 2026

Transactions always simple, seamless with added peac...

Transactions always simple, seamless with added peace of mind. Customer Service has always been Spot on. Reviewed on: 7th July 2026

Always there when I need help, easy and quick to use...

Always there when I need help, easy and quick to use and safe. Reviewed on: 7th July 2026

Don't warn you when using the credit option that you...

Don't warn you when using the credit option that you don't have a direct debit set up and then proceed to charge you for let payments as they aren't automatic and only warn you via the post so you miss it... Reviewed on: 7th July 2026

PayPal facilities and usage

Have been a member of PayPal for a number of years and cannot fault. Have used the credit facility and the process is very simple Reviewed on: 7th July 2026

Secure, reliable, universal, great customer service,...

Secure, reliable, universal, great customer service, highly recommended Reviewed on: 7th July 2026

Simply and easy to manage monthly payments and keep...

Simply and easy to manage monthly payments and keep track of my spending Reviewed on: 7th July 2026

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