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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Reliable and Useful, would recommend!

I’ve been using paypal for many years now and it has been a trustworthy, valuable service that seems to rectify any concerns I have had with no issue. Reviewed on: 7th July 2026

I have been using Paypal for a while , and my overal...

I have been using Paypal for a while , and my overall experience has been decent.It’s convenient for sending and receiving payments, and the interface is easy to navigate. Most transactions go through without any issues. Customer support can sometimes take a while, but overall it’s a useful service for online payments. Reviewed on: 7th July 2026

Paypal is my lifeline

Paypal is useful and credit options are good. Reviewed on: 7th July 2026

Great experience, easy to use.

Great experience, easy to use. The fact that I can add it to my Google wallet is amazing. It really does help knowing that this credit is available as an emergency and it was so easy to apply for. Reviewed on: 7th July 2026

Always helpful and feels secure when making payments

Always helpful and feels secure when making payments Reviewed on: 7th July 2026

Paypal is easy to use and a trusted company.

Paypal is easy to use and a trusted company.you can rely on especially having problem with the merchant its super easy to get your money back or make a refund.that’s why i will recommend paypal tonmy family and friend 100% Reviewed on: 7th July 2026

PayPal Credit has been handy..

PayPal Credit has been bet handy for some larger recent purchases and nice to have for those ‘just in case’ life moments! Reviewed on: 7th July 2026

Purchase security

Paypal have in my experience been very fair and true. Reviewed on: 7th July 2026

My experience with PayPal has always been faultless...

My experience with PayPal has always been faultless easy to understand and easy to get a result to my satisfaction. Even when l have experienced difficulties, contacting PayPal l found no problem with getting help which has always ended with a good solution to my problem. Reviewed on: 7th July 2026

I have never been disappointed by PayPal .

I have never been disappointed by PayPal . It is very handy. Reviewed on: 7th July 2026

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