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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,716 reviews, last reviewed 27th Apr 2026
1656900% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is a great credit company and a god send. Paypal is a great credit company. They help me all year round paying for thing either in 3 payments or credit. Without this I would struggle. Reviewed on: 27th April 2026
David s's avatar
David s

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86716)

Very easy and I m pleased I m using PayPal very safe...

5
Very easy and I m pleased I m using PayPal very safe and secure no need extra effort just login and done so easy. Reviewed on: 13th April 2026
Navneet Singh 's avatar
Navneet Singh

Always there to look after you, if anything goes wro...

5
Always there to look after you, if anything goes wrong with a transaction they will always help. Reviewed on: 13th April 2026
Stephen Knight's avatar
Stephen Knight

Excellent and easy safe way to shop

5
Excellent and easy safe way to shop Reviewed on: 13th April 2026
Weston Tasha 's avatar
Weston Tasha

Pay pal credit has low interest rates and you are al...

5
Pay pal credit has low interest rates and you are also given the chance to pay off purchases interest free for 4 months. Just Use you credit sensibly and don't get yourself into debt. I've been a pay pal credit customer for a while now. Reviewed on: 13th April 2026
Jon Blak's avatar
Jon Blak

Great product

5
Interested free makes less expensive when buying bigger items in life Reviewed on: 13th April 2026
Alan B's avatar
Alan B

Overall good service. I recommend.

5
Overall good service. I enjoy the app and its user friendly. Reviewed on: 13th April 2026
Claudia S's avatar
Claudia S

I like paypal

5
I trust PayPal and the point system is veryvgood Reviewed on: 13th April 2026
Mr Stuart Nichols's avatar
Mr Stuart Nichols

Great way to make large purchases

5
I've always found that using PayPal Credit very reliable and convenient. I've never had any issues with transactions using PayPal credit. The offer of interest free for 4 months is an added bonus. Reviewed on: 13th April 2026
Jane D's avatar
Jane D

Simple and straightforward payments

5
Always easy to use, simple and straightforward, I always feel safer using PayPal as my preferred payment method. Reviewed on: 13th April 2026
Chloe 's avatar
Chloe

Smooth transactions.

5
Smooth transactions. No hidden fees Reviewed on: 13th April 2026
Suleiman's avatar
Suleiman

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