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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147860 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147860)

Ease of use, spreading the cost

Ease of use, spreading the cost is invaluable to me. Allows me to purchase must needed items without being penalised. Reviewed on: 8th June 2026

Very good experience.

Very good experience. Customer service very patient and professional Reviewed on: 8th June 2026

Brilliant easy to use and protects u from fraud coul...

Brilliant easy to use and protects u from fraud couldn’t live without it Reviewed on: 8th June 2026

Many Years of Excellent Service

I’ve been using PayPal for many years now, I’ve always had good service and have found it very easy to use. The option to pay over three months was a great addition and has helped me out a number of times when I’ve needed something but wasn’t able to pay the full amount in one go. And now with PayPal Plus giving the option of gaining rewards it is even better. Reviewed on: 8th June 2026

I use PayPal all the time, I feel safer this...

I use PayPal all the time, I feel safer this way Reviewed on: 8th June 2026

I love PayPal, so easy to use.

I love PayPal, so easy to use. Never had any issues Reviewed on: 8th June 2026

The best

Really happy with PayPal Credit. I’ve been using it for several years. Convenient and I prefer to use it as one of my payment method Reviewed on: 8th June 2026

Life saver

Always there when I need it be life saver you’ll ever have so glad I have you Reviewed on: 8th June 2026

Amazing customer service and rates

Amazing customer service and rates Reviewed on: 8th June 2026

Excellent provision, and very easy to use.

Excellent provision, and very easy to use. Reviewed on: 8th June 2026

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