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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Good finance options, helped me alot

Good finance options, helped me alot Reviewed on: 7th July 2026

Not bad can be better experience

Not bad can be better experience Reviewed on: 7th July 2026

I have used PayPal credit for years and it has helpe...

I have used PayPal credit for years and it has helped me with many purchases. Reviewed on: 7th July 2026

Excellent service.

It's very good. Easy to access credit when needed. Good customer service. Handles complaints quickly. Reviewed on: 7th July 2026

I have had no problems with Paypal credit I think it...

I have had no problems with Paypal credit I think it is a great service good communication and good customer service Reviewed on: 7th July 2026

PayPal credit is well organised and they have good c...

PayPal credit is well organised and they have good customer service. I have used it on few occasions and it turns out to be very good. Reviewed on: 7th July 2026

PayPal is the safest way to pay

PayPal is a very convenient and safe way to pay for on line purchases.PayPal credit is great for short term loans providing help when finances are squeezed. Very handy when waiting for payments or wages to land. Reviewed on: 7th July 2026

Fantastic they are helping people

Fantastic they are helping people Reviewed on: 7th July 2026

A positive experience

I’ve been using PayPal Credit for a while now and it’s been really helpful for managing bigger purchases without paying everything upfront. I like how easy it is to use alongside my normal PayPal account, and keeping track of payments is straightforward. I’ve always found it reliable, convenient, and a great option when I need a little extra flexibility. Reviewed on: 7th July 2026

Perfect never any issues.

Perfect never any issues when making payment. Simple and straightforward. Love to use PayPal as a payment method for additional security. Resolution process easy to follow with great outcomes. Reviewed on: 7th July 2026

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