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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy and hustle free transaction...

Easy to manage payment its a hustle free transaction to everybody Reviewed on: 7th July 2026

Wonderful experience.

Wonderful experience. Very easy to use and pay back Reviewed on: 7th July 2026

Easy to use and very helpful when you have a problem...

Easy to use and very helpful when you have a problem with a purchase. Handy as a source for easy purchase as you can link it to your bank account. Different options to pay; full price, PayPal credit or pay in three, really handy to spread the cost. Reviewed on: 7th July 2026

Great, really helps and there is good interest free...

Great, really helps and there is good interest free offers on there Reviewed on: 7th July 2026

Really easy to use and secure way to pay

Really easy to use Paypal for all its features. Paypal Credit is no different. It’s secure to log in and quick and easy to process a payment and si many places take Paypal and it offers good protection for the buyer. Reviewed on: 7th July 2026

Easy to use and love the flexibility

Easy to use and love the flexibility of being able to pay in three or use credit Reviewed on: 7th July 2026

PayPal, Nice and Easy

I've been using PayPal for quite a few years now and its so easy to making payments. That mainly what I used PayPal for but I understand it offers much more. Reviewed on: 7th July 2026

Excellent customer service delivery all the time.

Excellent customer service delivery all the time. They always tried to resolve your issue at first point of call Reviewed on: 7th July 2026

I trust to use the PayPal App for my purchases Beca...

I trust to use the PayPal App for my purchases Because I feel much safer. Using the PayPal app give me a peace of mind, and help me financially to spread the cost over time. Reviewed on: 7th July 2026

Best solution for paying online

Really useful for online payments and managing your money. Accepted in so so many places now. Reviewed on: 7th July 2026

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