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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,810 reviews, last reviewed 27th Apr 2026
1661250% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal for many years to make many secur... I have used PayPal for many years to make many secure and quick payments for purchases and to send money to people. I absolutely trust it and if I eve... Read more Reviewed on: 27th April 2026
Hayden D's avatar
Hayden D

Latest lowest rating:

1

Being absolutely honest, I am disgusted with PayPal! Being absolutely honest, I am disgusted with PayPal! I made a purchase and never received my order. I contacted PayPal and they found in the sellers f... Read more Reviewed on: 27th April 2026
Mohammed A's avatar
Mohammed A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86810)

I would highly recommend PayPal credit service

5
I would highly recommend PayPal credit service Reviewed on: 13th April 2026
Nata V's avatar
Nata V

Always accurate, app East to use and no issues excep...

5
Always accurate, app East to use and no issues except one issue when trying to resolve a refund and I completed the request incorrectly and there's no option to re do it and lost money Reviewed on: 13th April 2026
Julie Anne Johnson's avatar
Julie Anne Johnson

PayPal Credit has made my finances manageable.

5
PayPal Credit has made my finances manageable. Holidays possible and affordable and life feel just a bit easier in the cost of living crisis. Reviewed on: 13th April 2026
Charlotte B's avatar
Charlotte B

Great credit facility

5
Great credit facility, my only constructive feedback would be when paying your PayPal credit account if doing one off payment from debit card for example at 11am, it doesn’t debit until about 21:00/22:00 the same day. Reviewed on: 13th April 2026
Rach's avatar
Rach

Used for a really long time it is the best provider...

5
Used for a really long time it is the best provider ever worked with thank you PayPal. Reviewed on: 13th April 2026
SHASR's avatar
SHASR

Very amazing to use it also payment is easy wuthout...

5
Very amazing to use it also payment is easy wuthout hussle Reviewed on: 13th April 2026
Bashir abdirahman farah's avatar
Bashir abdirahman farah

Give it a try, you won't be disappointed.

5
I love the points I get from purchasing with the debit card, that's made me use PayPal as my regular spending card. I have used my points to buy myself a lovely little gift and the process was simple and easy to process so it definitely works. It's not like those other cards where points come at the end of the month, instead it only takes a few days. The only complaint I have is that the initial setting up process was a bit complicated as it wouldn't accept my other debit card as backup. I managed to sort that out somehow, although I can no longer remember how I did that. Reviewed on: 13th April 2026
Sabina Yn's avatar
Sabina Yn

An account you can trust!

5
PayPal is 100% reliable. I always know I'll get my money back in case of failed transactions. Reviewed on: 13th April 2026
Clarisse A's avatar
Clarisse A

Fast and reliable, excellent service

5
Very quick and reliable, I almost use PayPal for all my purchases. Also, I enjoyed the 4 month’s credit while I can pay back later. Very confident for the buyer protection Reviewed on: 13th April 2026
Wai c's avatar
Wai c

Reliable service

5
PayPal always provides reliable service. Reviewed on: 13th April 2026
Marta's avatar
Marta

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