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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Secure and fast!

Secure and fast! It's easy to track transactions and I like how I have more time to pay. Reviewed on: 7th July 2026

It connects me to people in other countries...

It connects me to people in other countries seeking this that I have and vice versa. The system for sending abroad via eBay expands my footprint in a way no other platform does. Highly recommend for both selling and buying. Reviewed on: 7th July 2026

Brilliant payment platform

This platform is a reliable easy and safe way of making payments. Reviewed on: 7th July 2026

I wouldn’t be without PayPal credit

PayPal is easy to use and gives me peace of mind. I don’t have to worry about any of my details as PayPal makes sure they add everything that’s needed. PayPal credit allows me to buy the bigger things I need so I can spread the cost. Reviewed on: 7th July 2026

I've had a very positive experience with PayPal over...

I've had a very positive experience with PayPal over the years. The platform has always been easy to use, and I've found it to be a secure and reliable way to send and receive payments Reviewed on: 7th July 2026

Easy & smooth

Easy to access, flexible payment option Reviewed on: 7th July 2026

Good good good good good good good

Good good good good good good good Reviewed on: 7th July 2026

Easy to use, never had any problems.

Easy to use, never had any problems. Always went well. Reviewed on: 7th July 2026

PayPal is good to have it is accepted everywhere BUT...

PayPal is good to have it is accepted everywhere BUT BE CARFUL IT TAKES 2-3 DAYS FOR REPAYMENTS TO LEAVE YOUR BANK ACCOUNT HAS CAUGHT ME OUT COMPLETELY AND HAS AFFECTED MY CREDIT SCORE Reviewed on: 7th July 2026

I love PayPal as it’s the easiest way to pay money t...

I love PayPal as it’s the easiest way to pay money to friends and family in another country. It also feels safer when purchasing with PayPal when weary about fraud. Good when using pay in three and credit. And now has the bonus of earning points when using PayPal which is an extra bonus. Reviewed on: 7th July 2026

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