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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

It's all way been good to me I've been on PayPal for...

It's all way been good to me I've been on PayPal for years I find it very useful for ebay ect... Reviewed on: 7th July 2026

I really like to use paypal credit as a tool to help...

I really like to use paypal credit as a tool to help me keep track of anything I need, very easy to use and all information is available Reviewed on: 7th July 2026

The PayPal that actually treats you like a person

When using PayPal it is so easy and convenient. Contacting customer service never leaves you hanging in line always been polite and professional. Thanks paypal Reviewed on: 7th July 2026

PayPal credit, buy with confidence, purchase with peace

PayPal credit is an opportunity to purchase with 0% credit which allow you the opportunity to pay over 4 months without adding an interest. When life gets busy and you forgot to pay, a letter will be sent to remind you, which is appreciated and as this will reduce the risk of paying late fees. Reviewed on: 7th July 2026

Always easy to deal with,problems solved quickly.

Always easy to deal with,problems solved quickly. Reviewed on: 7th July 2026

Love the no interest for your months.

Love the no interest for your months. Really helpful Reviewed on: 7th July 2026

Helps you to build your credit score

Helps you to build your credit score Reviewed on: 7th July 2026

User friendly, 0 interest for 4 months is so helpful

User friendly, 0 interest for 4 months is so helpful Reviewed on: 7th July 2026

Excellent

It’s straight forward application. Clear and easy to understand. Easy interface and payment options. Customer service is always in point if I needed any assistance. I used PayPal credit to buy a sound bar. Reviewed on: 7th July 2026

Excellent Service

Excellent Service and brilliant work Reviewed on: 7th July 2026

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