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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147769 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147769)

PayPal for both personal and busines...

I’ve been using PayPal for both personal and business transactions, and the service has been reliable, secure, and easy to use. Payments are processed quickly, the platform is user-friendly, and the buyer and seller protection features provide added peace of mind. The ability to send and receive money internationally makes it especially convenient for business dealings. Overall, PayPal is a trusted payment solution that has consistently delivered a smooth and hassle-free experience. Highly recommended. Reviewed on: 8th June 2026

Pay-in-3 option - the winner!

I like the pay-in-3 option the most, as I can order items, that I would have to wait for significantly longer. The house or car projects can continue with this payment option. I use PayPal for international payments or transfers, as it is secure and quick. Thanks! Reviewed on: 8th June 2026

Simple to use

Easy to use, good interest rates, even interest free options Reviewed on: 8th June 2026

Good experience

Good experience for spending and saving and buying. Good experience for spending and saving and buying Reviewed on: 8th June 2026

Excellent customer service

Have got prompt reply and excellent customer service. Enjoy 4 months tax free on loans Reviewed on: 8th June 2026

Good service,any problems sorting

Good service,any problems sorting Reviewed on: 8th June 2026

Seeing interest free and non interest free debt not...

Seeing interest free and non interest free debt not clear. Takes a while deposit money. Not simple to transfer from PayPal balance to cover debt Reviewed on: 8th June 2026

Easy to use app.

Easy to use app. Clear and transparent charges. Reviewed on: 8th June 2026

PayPal have been excellent in helping resolve situat...

PayPal have been excellent in helping resolve situations where I have had problems with certain retailers. Excellent customer service and have been great at responding. Reviewed on: 8th June 2026

Very reliable.

Very reliable. No hidden charges Reviewed on: 8th June 2026

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