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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,904 reviews, last reviewed 27th Apr 2026
1665700% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service backed by good support Great Service, backed by an easy to use App, with good security features, rates are not the best but are competitive. Payment accepted by most vendors... Read more Reviewed on: 27th April 2026
EP's avatar
EP

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86904)

Nice, I enjoyed using the app.

5
Nice, I enjoyed using the app. The option of PayPal credit has been helpful. I just hope it can improve to include option of lending for more flexibility. Reviewed on: 13th April 2026
A O's avatar
A O

Best credit

5
Easy to apply, with lady of reward and flexible repayment opportunity. Reviewed on: 13th April 2026
Chukwunonso's avatar
Chukwunonso

Great experience

4
It was good experience. Will recommed friends to join Reviewed on: 13th April 2026
Salgogome GS's avatar
Salgogome GS

4 months interest free credit good

5
4 months interest free credit good Reviewed on: 13th April 2026
Adan's avatar
Adan

Truly seamless experience

5
PayPal is a seamless pay experience I have used for over a decade and the features added over the years have been a joy to use. Whenever I have the option PayPal is my go to. The credit card is especially good and I love the 0% on certain purchases. Reviewed on: 13th April 2026
JohnWMS's avatar
JohnWMS

It's awesome and so users friendly

5
It's awesome and so users friendly Reviewed on: 13th April 2026
Zahra Abdollahi's avatar
Zahra Abdollahi

Helping to pay off good in instalment

5
Helping to pay off good in instalment Reviewed on: 13th April 2026
Ghizlane T's avatar
Ghizlane T

I love PayPal so easy and very good

5
I love PayPal so easy and very good Reviewed on: 13th April 2026
Peter H's avatar
Peter H

Excellent service

5
Great company, transfer is smooth, payment is fast and credit is great Reviewed on: 13th April 2026
Oluwamuyiwa A's avatar
Oluwamuyiwa A

Very clear policies, good management

5
Very clear policies, good management Reviewed on: 13th April 2026
Maciej M's avatar
Maciej M

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