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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,027 reviews, last reviewed 27th Apr 2026
1671600% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal is always my go to. Pay pal is always my go to. pay in 3 helps. Reviewed on: 27th April 2026
ronald griffiths's avatar
ronald griffiths

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87027)

Great service and very useful easy to use

5
Great service and very useful easy to use Reviewed on: 14th April 2026
Nafishabibi Y's avatar
Nafishabibi Y

The best app ever to use send and receive

5
Love the pay pal the best app ever Reviewed on: 14th April 2026
Naan Hut's avatar
Naan Hut

Just perfect!

5
Just perfect! There when u needed! Reviewed on: 14th April 2026
Horatiu I's avatar
Horatiu I

More Than Credit Peace of Mind

5
Eight Years of Trust When It Matters Most I’ve been using PayPal Credit for over 8 years, and in that time, it has become more than just a payment option for me. Life can be unpredictable—balancing work, family, and sudden expenses isn’t always easy. There have been moments when things felt overwhelming, but having the flexibility to spread payments gave me the breathing space I needed to stay in control. What makes it stand out is its simplicity and reliability. When everything else feels uncertain, it’s reassuring to have something that just works—clearly, quickly, and without added stress. After 8 years, it’s not just about convenience anymore—it’s about trust. Because when life gets difficult, having something reliable can make all the difference. Reviewed on: 14th April 2026
Khadar 's avatar
Khadar

Secure and peace of mind

5
I have been using PayPal for nearly 20 years safest way to pay for purchases secure and peace of mind Reviewed on: 14th April 2026
M H's avatar
M H

PayPal services mean no hassle

5
PayPal services have been excellent. Dealing with merchants during litigation has been smooth. Reviewed on: 14th April 2026
Clem Addai-Bempah's avatar
Clem Addai-Bempah

You were the only one who accepted me for a credit c...

4
You were the only one who accepted me for a credit card. You believed in me and i will be a very good credit holder. I liked how you contacted me after the purchase to make sure that im whos using the card. Reviewed on: 14th April 2026
Ibrahim D's avatar
Ibrahim D

Paypal protect their customers money

5
PayPal are great for when it comes to making safe and secure transactions. And that PayPal will protect your money. Reviewed on: 14th April 2026
Green's avatar
Green

Fantastic .

5
Paypal are GREAT never any issues . Always reliable Reviewed on: 14th April 2026
Michael 's avatar
Michael

Customer Service are very efficient when required.

5
Customer Service are very efficient when required. Easy to use service. Reviewed on: 14th April 2026
Robert S's avatar
Robert S

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