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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147733 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147734)

What can i say , easy access to credit money when ne...

What can i say , easy access to credit money when need it , will keep using and happy i was granted the credit , cheers Reviewed on: 8th June 2026

I appreciate the four months allowance you are given...

I appreciate the four months allowance you are given to pay off credit with no interest and the fact that it can be used the pay for variety of goods and services. Reviewed on: 8th June 2026

Great experience so far

I've had a very positive experience using PayPal Credit. The application process was straightforward, and I've found it to be a convenient way to spread the cost of larger purchases. The 0% interest offers have been particularly helpful when managing expenses, and the account is easy to monitor through PayPal. I've used PayPal Credit more than once and continue to use it because it has worked well for me. Overall, I've found the service reliable, easy to use, and a useful financial tool when used responsibly. Reviewed on: 8th June 2026

I like paypal service easy to use for shopping and a...

I like paypal service easy to use for shopping and also good service for customers satisfaction Reviewed on: 8th June 2026

Pay Pal gives me peace of mind and protection for my...

Pay Pal gives me peace of mind and protection for my purchases. I do also enjoy 4 months interest free on items above 100 GBP Reviewed on: 8th June 2026

Excellent service with a generous 4 months interest...

Excellent service with a generous 4 months interest free option and a useful pay in 3 options. Reviewed on: 8th June 2026

Always reliable and safe to use.

Always reliable and safe to use. very easy to navigate pay pal is always my first choice to pay for any items Reviewed on: 8th June 2026

Excellent app and easy to use, safe and reliable

Excellent app and easy to use, safe and reliable Reviewed on: 8th June 2026

Great credit account

I have had a PayPal credit account for years now it is simple to use and accepted by so many retailers … I like that there’s interest free for a set period on certain items it really helps especially at times like Christmas and kids birthdays … when I have needed to call up to query anything I’m never on hold for long and always speak to a freindly member of the team!! Reviewed on: 8th June 2026

I found it easy to use.

I found it easy to use. Refunds fast when goods not up to saturation without any hassle. Reviewed on: 8th June 2026

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