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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

It's more like a dream saver...

Paypal credit gave me a good start with good balance plus few months interest free repayment. This makes paypal credit separated from other lenders company and makes it best option... Just like a life saver. Make a wish, and paypal credit is here to make it happen. Love it. Reviewed on: 7th July 2026

They have been very helpful and supportive

They have been very helpful and supportive Reviewed on: 7th July 2026

PayPal is great as you have a few options on how to...

PayPal is great as you have a few options on how to pay, straightaway, pay in 3 or pay later. Reviewed on: 7th July 2026

I not have very much good experience

I not have very much good experience Reviewed on: 7th July 2026

Good experience

Good experience so far, would recommend to others Reviewed on: 7th July 2026

When I had a query it was very quickly resolved.

When I had a query it was very quickly resolved. Reviewed on: 7th July 2026

PayPal Pays First, So You Don't Pay Dearly Later

I still find PayPal my preferred payment option as it has a clear status as the interim safe payment party. Indeed, I think PayPal needs to never forget to play up this unique aspect so it's not lost in customer's minds - that PayPal pays first, so you don't end up.'paying dearly' later. Reviewed on: 7th July 2026

Service review

I use PayPal for every transaction I am able to. The service is excellent and I find it's the most sensible way to do it as I don't have to constantly give out my card details. I regularly recommend it to my friends Reviewed on: 7th July 2026

Excellent experience.

Excellent experience. Very reliable and efficient. Reviewed on: 7th July 2026

PayPal was always there when I needed support most s...

PayPal was always there when I needed support most specially COVID times Reviewed on: 7th July 2026

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