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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I love using PayPal

I love using PayPal as it gives me confidence and comfort to use it mostly everywhere. Reviewed on: 7th July 2026

Very excellent service easy and reliable.

Very easy and reliable.. easy to pay your credit card.. highly recommended Reviewed on: 7th July 2026

I have been using it for many years.

I have been using it for many years. I am satisfied. Reviewed on: 7th July 2026

I was almost scammed by a fraudster, but PayPal did...

I was almost scammed by a fraudster, but PayPal did some due diligence, took their time well to make findings about the merchant. Reviewed on: 7th July 2026

Good information

Easy to use and clear information Reviewed on: 7th July 2026

I have used PayPal for a few years now and I find it...

I have used PayPal for a few years now and I find it exceptionally good very easy to use Reviewed on: 7th July 2026

PayPal never left me down.

PayPal never left me down. Always secure payments Reviewed on: 7th July 2026

Paypal credit review from a former university student.

Paypal credit is amazing, started using it while a student at university with a modest credit limit of £600, and it enabled me to buy things that helped me through my studies. The service has always felt premium (from the app). I have never had any security issues, in fact when I pre order or buy things from new or unown places I use PayPal credit because I have peace of mind that my money and rights are protected. The minimum payment per month is also very fair. PayPal credit has also expanded to use a virtual credit card which means I can now use credit even at places that don't support PayPal e.g. brick and mortar stores. Reviewed on: 7th July 2026

Just easy to deal with and I know my money...

Just easy to deal with and I know my money is safe Reviewed on: 7th July 2026

Paypal credit is handy for large purchases and when...

Paypal credit is handy for large purchases and when you need that extra time to pay. Reviewed on: 7th July 2026

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