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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147681 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147681)

Paypal credit makes me feel valued

Paypal credit has helped me to buy something that I needed straight away but would not have been able to afford if it was not for the 0% interest. But more importantly, Paypal makes me feel valued and not feel judged in that they don't ask any questions about repayment etc. Reviewed on: 8th June 2026

Very good and easy to use I am very happy

Very good and easy to use I am very happy Reviewed on: 8th June 2026

PayPal is well organised .

PayPal is a great and safe way to pay for things . And it’s made easy because PayPal are well organised highly recommend Reviewed on: 8th June 2026

I have never had a bad experience with paypal credit

I have never had a bad experience with paypal credit Reviewed on: 8th June 2026

A helping hand in these difficult times.

A helping hand in these difficult times.PayPal credit lets you pay for purchases over four months with no interest which has been very helpful to me.I have contacted them in the past to understand a little bit about my statement and interest rates and the advisor was very knowledgeable and patient . Reviewed on: 8th June 2026

PayPal Super Easy

I find PayPal really easy to use and making repayments couldn’t be easier. Reviewed on: 8th June 2026

I have been with paypal for years and have always re...

I have been with paypal for years and have always received top service Reviewed on: 8th June 2026

Friendly pay pal

Always found PayPal very. good. nice and friendly service if required. no problems. Reviewed on: 8th June 2026

Always trust paypal , had an issue a while back and...

Always trust paypal , had an issue a while back and was resolved asap Reviewed on: 8th June 2026

Overall good except for issues like retail.

Overall good except for issues like retail.purchase payments & Custom amount payments. Reviewed on: 8th June 2026

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