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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Good service and buyer protection, 0% could be impro...

Good service and buyer protection, 0% could be improved by offering longer terms 6/12 months Reviewed on: 7th July 2026

Absolutely cannot fault paypal credit smooth efficie...

Absolutely cannot fault paypal credit smooth efficient process. Reviewed on: 7th July 2026

Paypal is great for piece of mind when either sellin...

Paypal is great for piece of mind when either selling or making purchases..easy to use and gives a level of protection incase problems arise. Reviewed on: 7th July 2026

Great platform

Easy platform to navigate, great way to monitor spending Reviewed on: 7th July 2026

Good service

Fast service low charge transactions Reviewed on: 7th July 2026

Good overall, good promotional offers and a high cre...

Good overall, good promotional offers and a high credit limit and good customer service where I have needed help with anything Reviewed on: 7th July 2026

Using PayPal is so convenient and easy.

Using PayPal is so convenient and easy. Reviewed on: 7th July 2026

PayPal is an excellent choice when paying for goods...

PayPal is an excellent choice when paying for goods and services You have piece off mind that if the goods are not delivered or not what was described you will get your money back. I always use PayPal when that is listed as a payment type. Reviewed on: 7th July 2026

Flexible Payment Method, highly.

Flexible Payment Method, highly. Convenient Reviewed on: 7th July 2026

Why I Trust Paypal

Paypal have my back .I trust them , I feel that they are on my side. I feel secure, What more could I ask for? Reviewed on: 7th July 2026

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