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PayPal: PayPal Credit reviews

4.90
Based on 85,491 reviews, last reviewed 25th Apr 2026
3201300% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very convenient and easy to manage. Very convenient and easy to manage. Reviewed on: 25th April 2026
Joanna W's avatar
Joanna W

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (85491)

Excellent resolution by phone

5
Solved refund issue over phone quickly Reviewed on: 13th April 2026

Always there when I need it

5
Always there when I need it and great for protecting my purchases. Reviewed on: 13th April 2026

I love that I can take everything for 0% finance.

5
I love that I can take everything for 0% finance. I love using PayPal to do some eBay and other transactions. Reviewed on: 13th April 2026

It’s good, helps a lot, appreciate PayPal letting me...

5
It’s good, helps a lot, appreciate PayPal letting me use credit Reviewed on: 13th April 2026

PayPal easy to use.

5
PayPal easy to use. Very easy to understand Reviewed on: 13th April 2026

Love the flexibility and security PayPal provides

5
Love the flexibility and security PayPal provides Reviewed on: 13th April 2026

Fast, Secure, and Easy Payments with PayPal

5
My experience with PayPal has been very positive. It is an excellent payment solution fast, secure, and easy to use. The transaction process is simple and convenient, making it accessible even for those with little experience. Another great advantage is its wide global acceptance and strong protection for both buyers and sellers. I highly recommend PayPal as one of the easiest and most reliable payment methods available. Reviewed on: 13th April 2026

Great customer service and different ways to pay to...

5
Great customer service and different ways to pay to suit all types of customers needs Reviewed on: 13th April 2026

Always have a positive experience and earn points

5
Always have a positive experience and earn points Reviewed on: 13th April 2026

Great experience, always fast and reliable

5
Great experience, always fast and reliable Reviewed on: 13th April 2026

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