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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

It provides a fast checkout process.

It provides a fast checkout process. Good security for purchases. I have been able to spread the cost of purchases and I can use it in my digital wallet. Reviewed on: 7th July 2026

Helps spread the cost over 4 months interest free, w...

Helps spread the cost over 4 months interest free, will notify you when the interest will start if not paid off within the interest free period Reviewed on: 7th July 2026

Flexible payment options including interest free!

Flexible payment options including interest free! Quick checkout when shopping online! Reviewed on: 7th July 2026

Easy to use and the process is simple.

Easy to use and the process is simple. Payment plans are affordable. Reviewed on: 7th July 2026

Very easy to apply and enjoy PayPal credit with mult...

Very easy to apply and enjoy PayPal credit with multiple offers Reviewed on: 7th July 2026

It work as it should do.

It work as it should do.. Transaction goes through smoothly, provide service to send money to other country and also to pool the money Reviewed on: 7th July 2026

When I needed credit for household appliances breaki...

When I needed credit for household appliances breaking down PayPal was there to help and got us through the past six months Reviewed on: 7th July 2026

The whole process from application to fulfilment was...

The whole process from application to fulfilment was quick and easy. Super easy app to use with many helpful features. Reviewed on: 7th July 2026

Simple easy to use and great for cashflow

Simple easy to use and great for cashflow Reviewed on: 7th July 2026

Always been thoroughly happy with my pay pal exclusives

Always been thoroughly happy with my pay pal exclusives Reviewed on: 7th July 2026

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