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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

First trusted payment platform

5
I can't even remember how long ago I started using PayPal but I know it was the first trusted payment platform and since then I've used all they different features including credit and never had a bad experience. Reviewed on: 7th July 2026

PayPal is Good

4
I use PayPal alot. Quick and easy to use. Reviewed on: 7th July 2026

very happy

5
Been with them for years no problems very happy Reviewed on: 7th July 2026

Great services, easy to operate and best companion i...

5
Great services, easy to operate and best companion in hard times. Reviewed on: 7th July 2026

PayPal makes paying easy

5
PayPal is so easily set up, it makes my payments simple.they offer a range of payment options.an easy app brilliant. Reviewed on: 7th July 2026

Highly recommend great services

5
Very much convenient and easy to use Reviewed on: 7th July 2026

Zero percent four four months is a great offer.

5
Zero percent four four months is a great offer. Easy to use would recommend Reviewed on: 7th July 2026

The best monetary organisation to get financial supp...

5
The best monetary organisation to get financial support when needed Reviewed on: 7th July 2026

Easy straight forward , but statements bit opaque no...

4
Easy straight forward , but statements bit opaque not easy to understand plus charges but dodgy. Reviewed on: 7th July 2026

Very helpful

5
Quick and simple to use until next payday no interest even better saves big payout Reviewed on: 7th July 2026

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