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PayPal: PayPal Credit reviews

4.90
Based on 85,429 reviews, last reviewed 25th Apr 2026
3195600% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app I have contacted customer service only once about an address issue and they sorted it out straight away. I loved the” Pay in Three system and can also... Read more Reviewed on: 25th April 2026
Gr's avatar
Gr

Latest lowest rating:

2

I’m holding the account more than 20 years and my cr... I’m holding the account more than 20 years and my credit limit was £1200 and suddenly without any reason reduced to only £200. It’s long back. So don’... Read more Reviewed on: 25th April 2026
Khondoker m's avatar
Khondoker m

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85429)

great service ever time i’ve needed to contact

5
great service ever time i’ve needed to contact Reviewed on: 13th April 2026

PayPal has been brilliant never had any problems.

5
PayPal has been brilliant never had any problems. Customer service really nice and polite and very helpful. I highly recommend Reviewed on: 13th April 2026

Good working and safety

5
They always deliver and keep us safe Reviewed on: 13th April 2026

A1 service

5
Always been happy with PayPal service and there information regarding credit and payment issues. Reviewed on: 13th April 2026

Very good

5
Very good good service easy to use Reviewed on: 13th April 2026

Easy to use and set up payments and sending money.

5
Easy to use and set up payments and sending money. The four months interest free and the pay in three options helps spreading the cost especially on unexpected bills or purchases Reviewed on: 13th April 2026

Why isn't everyone using paypal plus

5
Can't believe how easy it is to make money whilst spending money! Great protection and gives me peace of mind when making mu purchases with PayPal +. Reviewed on: 13th April 2026

Highly recommend

5
Amazing experience, easy to use and very convenient. Reviewed on: 13th April 2026

Never had a problem with PayPal and I use it...

5
Never had a problem with PayPal and I use it often Reviewed on: 13th April 2026

Good overall.

5
Good overall. Easy at checkout, credit offered at zero interest. Customer isn’t very professional Reviewed on: 13th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review