Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

SIMPLY AMAZING, easy to use across ALL age groups wh...

SIMPLY AMAZING, easy to use across ALL age groups whether your 18 or 65. Reviewed on: 7th July 2026

Great for bigger projects cottage renoi

Great for bigger projects to break down the payment! Reviewed on: 7th July 2026

I use PayPal from 2012 for a lots of payments and I...

I use PayPal from 2012 for a lots of payments and I never had any problems. Reviewed on: 7th July 2026

Easy peasy

Easy to use, no problems encountered, and would use again and recommend to friends and family and even people I don’t know Reviewed on: 7th July 2026

Straightforward but lacks human point of contact..

Easy to use but not easy to speak to someone when a problem arises. Reviewed on: 7th July 2026

Always easier to use, and hassle free account

Always easier to use, and hassle free account Reviewed on: 7th July 2026

PayPal Credit is very easy to use and the 0% interes...

PayPal Credit is very easy to use and the 0% interest for the first 3 months is a very good feature Reviewed on: 7th July 2026

Upholds their word.

Upholds their word. Very easy to use. Good service and terms are very good. Only thing is that repayment can be a but more streamlined and monthly repayments could be a bit more user friendly. Overall a great service. Reviewed on: 7th July 2026

Excellent service, great website and ease of use.

Excellent service, great website and ease of use. Been using them for years and never had an issue. Reviewed on: 7th July 2026

Always worked to pay from renting cars to private cl...

Always worked to pay from renting cars to private clinics and flights . Everywhere across the world . Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub