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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 85,294 reviews, last reviewed 25th Apr 2026
3183300% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Handy for spreading over a shot period. Handy for spreading over a shot period. Reviewed on: 25th April 2026
Mike Mc's avatar
Mike Mc

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85294)

Good service Coustmer support is nice

5
Good service Coustmer support is nice Reviewed on: 13th April 2026
Siva M's avatar
Siva M

easy to use , good user experience

5
easy to use , good user experience Reviewed on: 13th April 2026
MM's avatar
MM

A PAYPAL SHOPPERHOLICK

5
Having a PayPal account has helped me a to purchase things I wouldn’t have, as I am not able to go out shopping very much and it makes my life a lot easier. You have more scope of purchasing from different shops and the interest is excellent, even better with no interest with the pay in three over months. Would recommend to anyone. Reviewed on: 13th April 2026
JAP's avatar
JAP

Very good with great benefits, enjoying the new cash...

5
Very good with great benefits, enjoying the new cashback/points scheme Reviewed on: 13th April 2026
Lucy S's avatar
Lucy S

Everything it says it does, it does.

5
Everything it says it does, it does. Reviewed on: 13th April 2026
Adrian F's avatar
Adrian F

Very good service

5
Very good service i like this app so much Reviewed on: 13th April 2026
Saad manzoor's avatar
Saad manzoor

Great reliable way to pay no fuss and hassle.

5
Great reliable way to pay no fuss and hassle. Reviewed on: 13th April 2026
OHJEE's avatar
OHJEE

PayPal service

5
I've been using PayPal for getting some items I needed but couldn't immediately buy outright. Their credit system is absolutely brilliant. And very easy to manage. I can easy check everything in the app and make payments towards the credit balance. Its lifted a lot of stress. Reviewed on: 13th April 2026
Shelley S's avatar
Shelley S

Easy to understand and use

5
Always had clear guidance on spending and any charges. Reviewed on: 13th April 2026
Julie E's avatar
Julie E

Very easy to use.

5
Very easy to use. I like the clear indicators for how mum you can use for Pay in 3 and that Paypal regularly checks and adjusts accordingly where for example if you are not care could get you into hot water. Great service and does what’s it’s supposed to do which is getting the products and services you need. Cannot fault my experience. Well Done PayPal. Reviewed on: 13th April 2026
Lorraine's avatar
Lorraine

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