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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148367 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148369)

PayPal review

Easy to use, flexible and good customer service. Reviewed on: 8th June 2026

Great platform and service - always accurate and tim...

Great platform and service - always accurate and timely Reviewed on: 8th June 2026

Dispute resolved by Paypal

When I didn’t receive a delivery from Debenhams and got nowhere with Debenhams customer service PayPal intervened and got me my money back. I use it for all my online purchases now. Reviewed on: 8th June 2026

It is very easy to shop with paypal

It is very easy to shop with paypal Reviewed on: 8th June 2026

I like using PayPal because it makes sending and rec...

I like using PayPal because it makes sending and receiving money quick and easy. It feels secure since I don’t have to share my card details with every website I use. Whether I’m shopping online or paying someone, PayPal saves time and makes transactions simple and convenient. Reviewed on: 8th June 2026

I’d like to win so I can pay off my never ending debt.

I’d like to win so I can pay off my never ending debt. PayPal is good until you never stop paying it. Reviewed on: 8th June 2026

I found everything so easy with PayPal credit, from...

I found everything so easy with PayPal credit, from application through to everyday use. Everything is simply yet thoroughly explained and I never feel like I'm getting duped with hidden costs or fees. Great product that I love! Reviewed on: 8th June 2026

Great service so efficient and communication excellent

Great service so efficient and communication excellent Reviewed on: 8th June 2026

Safe and secure way to pay

Always dependable and feel safe paying through PayPal. Never had a problem with any services they provide and Always my first choice when paying for goods. Reviewed on: 8th June 2026

Easy to manage, reliable service.

Easy to manage, reliable service. Prefer to use PayPal. Reviewed on: 8th June 2026

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