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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148453 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148454)

Paypal services have been very convenient and easy t...

Paypal services have been very convenient and easy to use. Reviewed on: 8th June 2026

MyPal PayPal

PayPal is an excellent way to pay for things on line I know my details are all safe and they give me longer to pay. It’s my only way to pay Reviewed on: 8th June 2026

Excellent value

Easy to use and excellent value. Good to set up. Reviewed on: 8th June 2026

Very helpful and always available to help out with a...

Very helpful and always available to help out with any issues Reviewed on: 8th June 2026

Great open and honest communication!

Whenever I have had a reason to make contact with the customer service team, they have always been honest, objective and helpful. Reviewed on: 8th June 2026

Very easy to use, good safeguards, excellent anti-fr...

Very easy to use, good safeguards, excellent anti-fraud method of payment. Simple claims process when things go wrong. I use it whenever it is available by the seller. Good way of accepting funds too. Reviewed on: 8th June 2026

Excellent service all round.

Excellent service all round. 0% for 4 months on credit is a life saver so often! Reviewed on: 8th June 2026

It was a means to an end.

It was a means to an end. I needed something now and PayPal Credit helped with that but no matter how much I paid every month, my balance continued to rise. I kept receiving emails telling me if I paid more per month, my interest would be lower. I think PayPal Credit were.missing the point. If I'd had more money available to me, I wouldn't have needed to use Credit in the first place. Reviewed on: 8th June 2026

All good.

All good. Recommend. Very helpful Reviewed on: 8th June 2026

PayPal.... Ding Dong 10 out of 10

PayPal credit has been fantastic with me, especially when those last minute needs or request from my child for school comes up... Excellent service from a trusted company Reviewed on: 8th June 2026

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